Machine Settings: Payment Methods and Split Payment Configuration
The Payments & Accounts tab controls which payment methods are available on this POS terminal and how split payments work.
Payment Method Toggles
Each payment method has a checkbox to enable or disable it on this machine:
Core Payment Methods
| Setting | Description |
|---|---|
| Enable Cash Payments | Allow customers to pay with cash at this register |
| Enable Credit Payments | Allow credit card payments |
| Enable Debit Payments | Allow debit card payments |
Other Payment Methods
The "Enable Other Payments" master checkbox controls a group of additional payment methods. When checked, the following sub-options become available:
| Setting | Description |
|---|---|
| Enable Check Payments | Accept payment by check |
| Enable Bank Wire Transfer Payments | Accept bank transfer payments |
| Enable Online Payments | Accept online/web-based payments |
| Enable Other/Other Payments | Accept miscellaneous payment types |
When "Enable Other Payments" is unchecked, all four sub-options are disabled and hidden from the POS.
Digital Payment Methods
| Setting | Description |
|---|---|
| Enable ACH Payments | Accept ACH (Automated Clearing House) bank transfers |
| Enable Apple Pay Payments | Accept Apple Pay contactless payments |
| Enable Google Pay Payments | Accept Google Pay contactless payments |
| Enable Buy Now Pay Later (BNPL) | Accept buy-now-pay-later services |
Note: Digital payment methods require a compatible payment processor (e.g., Stripe supports all four; Worldpay supports wallets only; Manual processor does not support any digital methods).
Split Payment Configuration
| Setting | Default | Description |
|---|---|---|
| Allow Split Payments | — | When checked, customers can pay with multiple methods on a single sale |
| Max Payments Per Invoice | — | The maximum number of separate payments allowed on one invoice |
| Min Amount Per Payment | — | The minimum dollar amount for each individual split payment |
| Allow Same Method Twice | — | When checked, a customer can use the same payment method more than once (e.g., two different credit cards) |
Security Settings
| Setting | Description |
|---|---|
| Require Customer Info with Credit | When checked, the cashier must attach a customer to the sale before accepting a credit card payment |
| Hold/Unhold Requires Manager Authorization | When checked, putting a sale on hold or resuming a held sale requires a manager to authorize the action |
| Allow Refund to Non-Pay Method | When checked, a refund can be issued to a different payment method than what was originally used (e.g., refund a card purchase as cash) |
Quick Add
| Setting | Description |
|---|---|
| Enable Quick Add | When checked, if an item is not found during a sale, the cashier can create a new inventory item on the fly. Requires the INV_QUICK_ADD permission. |
Cash Drawer Auto-Open
These checkboxes control whether the cash drawer opens automatically after each payment type:
| Setting | Description |
|---|---|
| Open on Cash | Drawer opens after a cash payment |
| Open on Check | Drawer opens after a check payment |
| Open on Credit | Drawer opens after a credit card payment |
| Open on Debit | Drawer opens after a debit card payment |
| Open on Online | Drawer opens after an online payment |
| Open on Bank Transfer | Drawer opens after a bank transfer payment |
| Open on Other | Drawer opens after an "other" type payment |
Account Override Flags (Payments & Accounts Tab)
At the bottom of the Payments & Accounts tab, the Account Overrides section controls whether cashiers can change the default accounting accounts during shift check-in and check-out.
The system has 7 payment method groups: Cash, Check, Debit Card, Credit Card, Online, Bank Transfer, and Other. For each group there are two checkboxes:
- Allow deposit account change at shift — cashier can pick a different deposit account during check-in
- Allow withdraw account change at shift — cashier can pick a different withdrawal account during check-out
A header note explains: "Account mappings are configured in System Settings → POS Accounting tab. The checkboxes below control whether the cashier can override the default account during shift check-in/out."
Shift Checkout Settings
| Setting | Description |
|---|---|
| Auto-Fill Withdraw Non-Cash on Shift Checkout | When checked, during shift check-out, the non-cash withdrawal amounts (credit, debit, check, etc.) are automatically pre-filled with their current balances. This saves time since non-cash amounts are typically exact. |